Recreational Vehicle Insurance
Recreational Vehicle Insurance
Recreational vehicle insurance protects your ATV, snowmobile, trailer, camper, motorhome and more. We can help you choose the right coverage for your recreational vehicle needs.
Coverages that are either required by Massachusetts state law or available as optional coverages include:
- Personal Injury Protection, which may cover injuries sustained by a driver or their passengers
- Bodily Injury Coverage, which might cover injuries sustained by other people
- Comprehensive Coverage, which may protect a vehicle from damage sustained in non-collision incidents
- Collision Coverage, which might protect a vehicle from damage sustained in collisions
- Property Damage Liability Coverage, which may cover damage to others’ property that a driver is responsible for
- Underinsured and Uninsured Motorist Coverage, which might cover accidents involving drivers who don’t have adequate auto insurance
- Emergency Roadside Assistance, which may provide help if a vehicle breaks down on the side of the road
In addition to these coverages, recreational vehicle policies can also include several coverages that are more specific to recreational vehicles. Some other coverages that RV owners may want are:
- Campsite and Vacation Coverage, which typically extends protections to trips taken in an RV
- Emergency Expenses Coverage, which may help pay for lodging, transportation, and other unanticipated costs if an RV is damaged or destroyed in a covered incident